FINANCE|ASIA|

Mobile Bank Management in Indian Rural Areas

Background
Remote rural areas in India is underdeveloped in electricity power industry, thus fixed ATMs cannot be supported. In order to provide basic bank service (account opening, cash withdrawing, and transferring and balance inquiry) in these areas, India Post decided to use handheld terminals and solar power to replace ATM. After comprehensive consideration, India Post chose Chainway to build up mobile bank in rural areas.
 

Challenges
Because of lacking stable electricity in remote areas of India, ATMs cannot be supported. Simple basic bank services like opening an account or inquiry balance cannot be realized.
 

Solutions
To solve these challenges, Chainway customizes the handhelds for India Post. 2D barcode and fingerprint are configured together. Also, USB OTG function enables the handheld to be connected to a printer which has a swipe card reader and a keyboard. With 2D barcode and fingerprint, client's identity can be identified, then account can be opened. With swipe card reader and keyboard, balance and other account information can be inquired. With printer, transaction receipt can be printed. With a mobile charger of solar power, all these operations can be finished and managed.
 

Effects

  • Chainway helps India Post establish a mobile bank system in Indian rural areas. It facilitates citizens' life there.

  • Handhelds are portable to carry and use, with low operational cost. Chainway seizes the market before our competitors ever finding out.

 
PDA Configuration
P/N: C3000
Functions: 2D, Fingerprint

Close
Cookies
We would like to use cookies on our website to improve your experience. By clicking “Accept All”, you consent to the use of all the cookies. Via 'Cookie Settings' you can manage your preferences. For more information about the cookies we use, click here to read our Cookie Policy
Cookie Settings Accept All
Close
Privacy Overview
This website uses cookies to improve your experience while you navigate through the website. Out of these, the cookies that are categorized as necessary are stored on your browser as they are essential for the working of basic functionalities of the website. We also use third-party cookies that help us analyze and understand how you use this website. These cookies will be stored in your browser only with your consent. You also have the option to opt-out of these cookies. However, blocking some types of cookies may impact your experience of the site
Accept All
Strictly Necessary Cookies
Always Active
These cookies are necessary for the website to function and camnot be swiched of in our systems.They are usully only set in response to actions made by youwhich amount to a requestfor services such as seting your prvacy preferences,logging in o iling in forms.You can set your browser to block or let you boutthese cookies, but some parts of the site will not then work. These cookies do not store any personally identfiable information.
Performance Cookies
These cookies are necessary for the website to function and camnot be swiched of in our systems.They are usully only set in response to actions made by youwhich amount to a requestfor services such as seting your prvacy preferences,logging in o iling in forms.You can set your browser to block or let you boutthese cookies, but some parts of the site will not then work. These cookies do not store any personally identfiable information.
Social Media Cookies
These cookies are set by a range of social media services that we have added to the site to enable you to share our content with your friends and networks. They are capable of tracking your browser across other sites and building up a profile of your interests. This may impact the content and messages you see on other websites you visit. If you do not allow these cookies you may not be able to use or see these sharing tools.
Functional Cookies
These cookies enable the website to provide enhanced functionality and personalisation. They may be set by us or by third party providers whose services we have added to our pages. If you do not allow these cookies then some or all of these services may not function properly.
Targeting Cookies
These cookies may be set through our site by our advertising partners. They may be used by those companies to build a profile of your interests and show you relevant adverts on other sites. They do not store directly personal information, but are based on uniquely identifying your browser and internet device. If you do not allow these cookies, you will experience less targeted advertising.
Confirm My Choices